Ryan Ràfols is the CEO of Newchip, a investment marketplace aggregator that allows people to invest in startups, real estate deals, and ICOs from via partnerships and proprietary technology. He is also the City Commissioner of Austin, Texas. ^[1]

Recently, he has focused his attention on the cryptocurrency space.

Ryan Rafols grew up loving geology; he started a business at 6 years old selling rocks.

After graduating high school at an early age, he joined the U.S. Army where he served as a soldier and missile defense engineer. He has since been honored and recognized by non-profits, congressmen, senators and U.S. Presidents. ^[1]

Ryan Rafols received his Associate's degree in Political Science & Government. Two years later, he earned his Bachelor's degree at the University of Texas at Austin. ^[1]

As an entrepreneur and business executive, Ryan Rafols' career started as a child. At the age of 6, he started his first entrepreneurial endeavor of selling rocks. Using a sledgehammer, he cracked open rocks and sold fool's gold, crystals, and quartz.

When he was in middle school, he used to buy energy drinks. His mom gave him about $20 a day and he would spend it all on energy drinks and sell them to students for $5 to $10 apiece. The school eventually shut him down after a student chugged three of them before an exam on taxes.

By the time he was 17 years old, he started one of the first used textbooks resale companies. He bought books from students and Used bookstores and sold them on Amazon for a larger return.

After completing military service at a young age, Ryan Rafols entered the civilian sector.

After lobbying for disabled veterans programs, he eventually and became the City Commissioner of Austin, Texas. ^[1] He has held that position since 2013. ^[1]

In addition, he also serves as the Director of the University of Texas City Relations Agency and is a member of the Board of Directors for University Area Business Partners and the Mayor's Task Force. ^[1]

In June 2016, Ryan Rafols founded Newchip, a fintech marketplace that is attempting to reinvent the global investment landscape. Using machine learning, they connect users to investment opportunities based on their interests and preferences while also lowering the minimum threshold to invest; people can invest in startups, real estate projects, and pre-IPO companies for $100. ^[1]