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Harvest is the first cross-chain money market for digital assets. This platform was created by Kava Labs and enables users to lend, borrow, and earn with Digital assets. Harvest is governed by the HARD token which enables users to vote on key decisions like what tokens the platform should support. [1][5]


Harvest logo

Harvest logo

Harvest is a cross-chain money Market that enables a user to borrow, lend, and earn with crypto assets like Ripple, Bitcoin, Binance Coin, Binance USD, Kava, and U.S. Dollar Index. [3] Users earn HARD, the governance token of Harvest.

Harvest is an application built on Kava.

As such, Harvest leverages Kava’s existing validators for security, bridges for cross-chain asset transfer, and partners services such as ChainLink oracles for price-reference data. [3]

Version 1 of Harvest is set to launch on October 15, 2020, with support for supply-side deposits and HARD incentives for BTC, XRP, BNB, BUSD and USDX.

Version 2 is set to launch on December 30th, 2020 with borrow functionality and borrow-side incentives for those assets as well as expanded functionality of HARD governance on-chain.


Soon, Kava Labs plans to debut automated market makers (AMMs) like Uniswap and robo-advisors like yEarn on the blockchain as well, said Kava Labs CEO Brian Kerr in an interview with CoinDesk.[4]

HARD Token

The HARD token's primary role is to give holders a voice in the Harvest platform.

Collectively, HARD holders are responsible for managing key parameters of Harvest such as what assets are to be offered, how rewards are distributed amongst assets, as well as set any platform fees, etc. [3]

There will be a max supply of 200 million HARD tokens.

The distribution of HARD tokens will be as follows:

  • 40% - Incentives for Suppliers & Borrowers

  • 25% - Treasury

  • 20% - Kava Stakers

  • 10% - Team

  • 5% - IEO

To achieve a fair distribution there will not be any seed or private sale of the HARD tokens.[3]


Citation Linkharvest.ioHarvest website
Sep 21, 2020, 10:57 PM
Citation Linktwitter.comHarvest Twitter
Sep 21, 2020, 10:57 PM
Citation Linkmedium.comIntroducing Harvest.io, the world’s first cross-chain money market.
Sep 21, 2020, 10:57 PM
Citation Linkwww.coindesk.comNew Binance-Backed DeFi Site Lets You Earn Yield on Bitcoin, Other Non-Ethereum Assets
Sep 21, 2020, 11:11 PM
Citation Linkwww.globenewswire.comKava Releases a Proposal for Harvest.io the World’s First Cross-Chain Money Market
Sep 21, 2020, 11:20 PM
Citation Linkeveripedia-storage.s3.amazonaws.comHarvest logo
Sep 21, 2020, 11:22 PM