Frank A. Cappiello is one of the country's leading financial analysts.

He is an expert on the national economy and a recognized authority on investments.

Cappiello's background in economics is extensive.

For more than 12 years he was Chief Investment Officer for an insurance holding company, with overall responsibility of managing assets of $800 million.

Prior to that, Cappiello was research director of a major stock brokerage firm.

Subsequently, he was president of an investment counseling firm, McCullough, Andrews & Cappiello, Inc., providing asset management to individual and institutional investors.

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