Carmen started her career as a Senior Consultant at BearingPoint and ClarityBlue. In 2005-2006 she served as a Project Manager at Beazley Furlonge. Later, she had a position of Program Manager at Allianz Global Corporate & Specialty and Mitsui Sumitomo Insurance Group. In 2010 she became a Program Manager at Cigna New Zealand. From 2018 and until now, Carmen has been a Chief Information Officer, Asia Pacific at Cigna.