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Chillr is a multi-bank mobile banking app that lets users send and receive money to/from anyone in their phone book. Chillr differentiates from online wallets as all fund transactions are between bank accounts. It was listed in the “App Store Best of 2015”[2] on the IOS platform in India. Chillr is the only Financial/Banking app to be listed in this category.

Privately held company
Founded2014(2014)in Mumbai, India
FounderSony Joy
Area served
ParentBackwater Technologies[1]


Chillr was conceptualized within MobME and spun off as a subsidiary after a year. It is currently being led by Sony Joy, who co-founded MobME Wireless Solutions with two of his college friends back in 2006. Chillr means pocket change in many Indian languages and is something everyone is used to dealing with and making payments with.


Chillr is the fastest and easiest way to send money between bank accounts and works even on bank holidays.It

is linked directly to your bank account to offer you following services:

  • Pay- Make direct payments to other bank account or through tags.

  • Collect- Request for money or split bills.

  • Utilities- Recharge your mobile phone, data card, DTH & BookMyShow Wallet with Chillr.

  • Scan & Pay- Pay at merchant stores by scanning QR code.

  • Timeline- Chillr is the first Indian mobile banking app that gives you the option of sharing your transactions with your friends, much like a social media feed.

Bank Partnerships

Currently, Chillr has partnered up with the following banks:

• HDFC Bank [3] [4]

• Bank of Baroda [5] [6]

• Andhra Bank [8]

• Catholic Syrian Bank. [9]

• Federal Bank [10]

• PMC Bank [1]

• Greater Bank [1]

• Bharat Bank [1]

Customers of these banks will enjoy seamless money transferring services.

However, customers of every bank in India will be able to receive payments via Chillr.


Their initial seed funding came from MobME. Post this they raised series A from Sequoia Capital [1] [1] This later extended to series A+, which along with investments from Blume Venture [1] and other angel investors totaled a sum of up to 7.2 million dollars.


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Citation Linktofler.inhttps://www.tofler.in/companyinfo/U72200KL2014PTC037700/backwater-technologies-private-limited
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Citation Linktimesofindia.indiatimes.comhttp://timesofindia.indiatimes.com/tech/tech-news/HDFC-Bank-backs-Chillr-app-for-small-bill-payments/articleshow/48790729.cms
Jul 13, 2016, 10:00 PM
Citation Linkwww.in.techradar.comhttp://www.in.techradar.com/news/software/HDFC-Bank-launches-Chillr-a-mobile-app-to-allows-users-to-instantly-transfer-money/articleshow/46597428.cms
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Citation Linktimesofindia.indiatimes.comhttp://timesofindia.indiatimes.com/tech/tech-news/Bank-of-Baroda-first-PSU-bank-to-join-Chillr-platform/articleshow/49456039.cms
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Citation Linkthehindu.com"Andhra Bank ties up with ‘Chillr’ to transfer funds in seconds!"
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Citation Linkworldcat.org0971-751X
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Citation Linkpmcbank.com"Punjab & Maharashtra Co-operative Bank Ltd"
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Citation Linkbankingfrontiers.com"Chillr app for Greater Bombay bank customers | Banking Frontiers"
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Citation Linkeconomictimes.indiatimes.com"Bharat Bank announces association with Chillr, to make payments easier for its users - The Economic Times"
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Citation Linkvccircle.com"Blume, Uniqorn invest in money transfer app Chillr"
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